£400 Loan – Get a 400 Pound Loan Today

£
Representative APR of 79.5% (fixed)

Here's an example to illustrate: If you borrow £1000 for 12 months, your monthly payment will be £123.40. The total amount repayable will be £1480.80, including £480.80 in interest. The interest rate is 79.5% (fixed).

Interest rates range from 23.6% APR to 1721% APR. You can request a quote without any obligation. The APR you receive will depend on your personal circumstances. Our loans are available for amounts between £100 and £5000, with terms ranging from 3 months to 36 months

Please note that we are not a direct lender. we offer a loan matching service. We connect you with lenders to find the best loan for you. There's no fee to use our service, but a small number of services introduced through our platform may include a monthly fee. We might earn a commission for us referring you to them.

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Whether it’s for car repairs or urgent home maintenance, a £400 loan can give you much-needed funds in a short space of time. Our panel of short-term loans are designed to help you when you face unexpected or urgent financial challenges. While your application isn’t guaranteed approval, we will do our best to match you with a suitable lender.

Once you have filled out our simple online application form, we can provide you with quotes within minutes. The exact approval and funding timeline will depend on your unique circumstances.

Applying for a £400 loan through Tendo couldn’t be easier. We work with a panel of lenders who consider all credit types and may be able to offer you a £400 loan with bad credit. Our application process is simple, convenient and we can help get you a quote from our trusted panel of lenders quickly.

What are £400 loans?

When you’re faced with urgent expenses, you may need a short-term loan to help you cover them. That’s where a £400 payday loan can help. You can use the money to cover car repairs, wedding expenses or household bills.

Key characteristics of £400 loans include:

  • Short term: : from 3 to 36 months
  • Higher interest rates: when compared with other traditional loans
  • Online application: fill out a form within minutes and receive a decision in a few hours

Why choose Tendo Loan for a £400 loan?

Here at Tendo, we could help get you accepted for a £400 loan today. We can quickly provide you with quotes from our panel of trusted lenders. Our quoting service is free to use and saves you time trawling through numerous lenders. Once you’ve completed the online application form, we’ll provide you with a quote within minutes. If you accept the quote and repayment terms, you could have the money in your account within a few hours.

Can I get a £400 Loans with a poor credit history?

Many of our lenders consider applicants of all credit types, which means you could be offered a £400 loan with bad credit. Our lenders will base their repayment and interest terms on your individual circumstances.

What types of loans are available for borrowing money?

Our lenders offer everything from emergency loans to instalment loans. To be eligible for a loan, you need to meet the lending eligibility requirements of the lender. This includes being at least 18 years old, being employed and having a net income of over £500 each month.

Can I borrow more than £400?

Our lenders can offer anywhere from £100 to £5,000. However, the amount you can borrow depends on your personal and financial circumstances. You’re more likely to be offered larger loans if you have a good credit score and reasonably high disposable income.

What to do if you’re struggling with debt

You should only apply for what you need and can reasonably afford to repay. If you feel you are struggling financially, we suggest you contact specialist advisors who can be of assistance, such as the following organisations:

£400 Loan FAQs

The maximum repayment term that our lenders can offer is 36 months. Your repayment schedule will be based on your individual circumstances and what is affordable.
Our lending process includes an online application form which is simple and easy to complete. You could get accepted for a £400 loan today after submitting the form. However, it’s important that you carefully consider how much you need to borrow and whether you can afford the repayments and interest.
If you think you may miss your next repayment, you need to contact your lender to discuss the situation. If you are late or miss a repayment, you may face additional charges, and it may impact upon your credit file and scores.
The repayments will typically be monthly and on a prearranged basis. The monthly interest rate will be based on your circumstances and loan.
Our lenders will conduct a soft credit check when you submit your application form. If you chose to accept a particular quote the lender will then conduct a hard credit check to finalise and fully assess your application.
Your application may be rejected due to a number of reasons. This could include a disposable income that is too low or having applied for too many loans.
Our lenders offer unsecured loans, which means you won’t need a guarantor or collateral for a £400 loan.

Get a quote in minutes

Borrow from £100 - £5,000

£
Representative APR of 79.5% (fixed)

Here's an example to illustrate: If you borrow £1000 for 12 months, your monthly payment will be £123.40. The total amount repayable will be £1480.80, including £480.80 in interest. The interest rate is 79.5% (fixed).

Interest rates range from 23.6% APR to 1721% APR. You can request a quote without any obligation. The APR you receive will depend on your personal circumstances. Our loans are available for amounts between £100 and £5000, with terms ranging from 3 months to 36 months

Please note that we are not a direct lender. we offer a loan matching service. We connect you with lenders to find the best loan for you. There's no fee to use our service, but a small number of services introduced through our platform may include a monthly fee. We might earn a commission for us referring you to them.

Why Use Tendo?

It's a no brainer

No fees, no obligation, no worries

no fees
No Fees

Borrow up to £5,000 and pay no fees

no paperwork
No Paperwork

Complete your application online in just a few moments

no obligation
No Obligation

Get a quote in just a few clicks with no obligation

credit types
All Credit Types

All credit types are considered

quick transfer
Quick Transfer

Funds can be transferred direct to your bank quickly

flexible
Flexible

Borrow for up to 36 months and repay with easy monthly repayments

Who We Work With

Trusted lenders you'll love

We work with over 50 UK lenders, our aim is to find you the lender that is available to lend you what you need today. You're in safe hands